CASE STUDY 1 : Reversing Portfolio Aging & Increasing Lending Capacity

CASE STUDY 1

Reversing Portfolio Aging & Increasing Lending Capacity

Helping a California-Based Factor Streamline Collections & Optimize Lending

The Challenge

A rapidly growing California-based factoring company was struggling with an aging portfolio of over 50 invoices, leading to:

Delayed collections impacting cash flow
Reduced lending capacity due to outstanding receivables
Inefficient collection processes slowing down operations.

As their portfolio expanded, the inability to collect payments on time restricted their ability to extend further credit to clients, affecting overall business growth.

Our Solution

eMaxlabz Solutions stepped in with a structured approach to tackle both short-term and long-term aging objectives while ensuring a seamless, scalable process for future growth.

Process Audit & Optimization – We conducted a thorough audit of existing collection processes to identify inefficiencies.
New Collection Framework – Implemented structured collection procedures, ensuring timely follow-ups and adherence to payment terms.
Robust Back-Office Support – Our dedicated remote team was deployed to streamline invoice management, track payments, and enhance coordination between collections and lending teams.
Proactive Portfolio Management – We established real-time monitoring, ensuring that aging invoices were prioritized and systematically reduced.

The Results

50% Reduction in Aging Portfolio in Just 2-3 Months.
Improved Cash Flow, enabling faster reinvestment into new lending opportunities.
Enhanced Adherence to Collection Goals, ensuring sustainable, timely collections.
Increased Lending Capacity, allowing the company to fund more businesses confidently.

By restructuring their collection process and leveraging our back-office expertise, the factoring company regained control over its portfolio, reduced financial risks, and unlocked new growth potential.

Ready to Optimize Your Factoring Operations?

If collections and cash flow management are holding back your lending capacity, eMaxlabz Solutions can help. Our proven expertise in back-office support and operational efficiency ensures that your business remains agile, profitable, and scalable.

Contact us today to learn how we can transform your operations!